As we age, so does our bank account. Retirement incomes often require some financial belt tightening, but you don’t have to sacrifice your quality of life. Most people are aware of senior discounts, but did you know there are plenty of free goods and services for the over 55 crowd?

• Free Caregiver Support Programs

Many seniors need assistance to help with basic needs, and there are volunteer caregiver programs that offer free services. Check out www.elderhelpers.org.

• Free Legal Advice

Whether it’s figuring out your government disability benefits, debt or issues handling your finances, you can find free legal help at www.lawhelp.com. This website shows you how to get assistance in your location.

• Free Dentures

If you need dentures and are considered a low income senior, you may be able to get them free. Contact your state’s Office for the Aging.

• Free Hearing Aids

In some states, Medicare will cover the cost of hearing aids. Other agencies that can help you get new or reconditioned hearing aids include the March of Dimes, Rotary clubs, Kiwanis clubs and Lions Clubs International. Also, many hospitals donate gently used hearing aids. If you’re a vet and lost at least 50% of your hearing related to your service, the U.S. Veterans Administration can help you get free hearing aids.

• Free Tax Help

If you’re 60 or older, Tax Counseling for the Elderly, or TCE, offers IRS-certified volunteers to help you with your taxes.

• Free College Courses

You’re never too old to learn! At least 20 states offer tuition waivers or discounts for seniors. And these aren’t small community colleges, either. Both UCLA and Florida are on the list.

• Free Meals

If you’re a low-income senior, you can find free or subsidized meals through the federal government’s Commodity Supplemental Food Program, or CSFP. Meals on Wheels is another program that offers free or discounted meals.

• Low Income Home Energy Assistance Program 

(LIHEAP) Low income seniors can get financial assistance with energy home repairs, energy crisis assistance, and more. Go to www.liheap.org.