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    Winter Saving Tips

    Take advantage of heat from the Sun Open curtains on your south-facing windows during the day to allow sunlight to naturally heat your home and close them at night to reduce the chill you feel from the cool windows.   Cover Drafty Windows Install tight-fitting, insulating drapes or shades... Read more

    4 Benefits of a Whole House Humidifier for the Winter

    Balancing the humidity levels in your home is a very simple and important thing to do. Not enough moisture in the air can cause health issues, damage your home and cost you more money, especially in the wintertime. So how do you keep the humidity levels just right? We... Read more

    High Efficiency Gas Furnaces

    What makes a high efficiency gas furnace so efficient? The furnaces that are available today are many times more efficient than the systems that were installed just a decade or two ago. This is partially due to the fact that furnaces are simply built better nowadays, but also because of the... Read more

    Tips on Air Filter in Furnace

    Which way does an air filter go in a furnace? On your new filter, find the arrow that indicates the proper air flow direction. This tends to confuse everyone more than anything else. That arrow must always face toward the furnace and away from the return duct that carries... Read more

    When Should You See a Financial Professional?

    It can be challenging to achieve your financial objectives. Fortunately, you don’t have to go it alone – but when should you seek help? Here are some of the key life events in which you might be able to benefit from the services of a financial professional: First professional... Read more

    Labor Day – You Can Work to Become a Better Investor

    Next week, we observe Labor Day, a holiday to honor all the hard-working people in this country. As one of them, keep in mind that your efforts can have positive results. Famed film producer Samuel Goldwyn once said: “The harder I work, the luckier I get.” And this same... Read more

    10 Reasons Why You Should Get a Furnace Tune Up Every Year

    As you think ahead to the upcoming winter in St. Louis, you may be wondering if you should get a furnace tune up. The answer is yes. Even though your heating system may have ran well last year, without the need of furnace maintenance or repair, you still need... Read more

    How to Keep Your House Cool During a Heatwave

    Tip #1 – Close Blinds and Curtains: Inexpensive mini blinds or curtains can work wonders for reducing the sunlight and heat streaming in through your windows! At my house, installing inexpensive blinds on the south-facing windows completely changed the temperature in that part of the house. Make sure blinds... Read more

    What Should You Do With an Inherited IRA?

    Individual Retirement Accounts (IRAs) are quite popular. At the end of 2017, investors owned nearly $9 trillion in IRA assets, according to the Investment Company Institute, a trade association of U.S. investment companies. Given these numbers, it probably wouldn’t be surprising if you inherited an IRA someday. But what... Read more

    Tips on Air Filter in Your Furnace

    Which way does an air filter go in a furnace? On your new filter, find the arrow that indicates the proper air flow direction. This tends to confuse everyone more than anything else. That arrow must always face toward the furnace and away from the return duct that carries... Read more

    How Can You Leave the Legacy You Desire?

    You may not see it in the greeting card section of your local drugstore, but August is “What Will Be Your Legacy Month.” So it’s a good time to think about the type of legacy you’d like to leave. Of course, “legacy” can mean many things. In the broadest... Read more

    You Can Still Gain Tax Benefits from Charitable Donations

    Like most people, you probably know several organizations worthy of your philanthropy, and you may well have contributed to them, perhaps on an annual basis. In the past, when you’ve made charitable donations, it’s been a win-win: You were able to provide support to a worthy organization and you... Read more

    Should I Zone My Home’s HVAC?

    Do you have areas in your home that are hot in the summer or cold in the winter? Consider having your system zoned with a damper system. Top 3 Reasons Why… Comfort The main benefit of HVAC zoning is improved comfort. Many homes have hot or cold spots that... Read more

    Use it or Lose it

    You probably know one of the best ways to keep our body healthy and in good working order is to use it – that means getting regular exercise, taking the stairs instead of the elevator and getting your steps in for the day.  Conversely, when we don’t move and... Read more

    Why is Air Conditioning Maintenance Important?

    Air conditioners need yearly maintenance to maintain proper performance. With the proper maintenance your air conditioning and heating equipment will work more economically and be more dependable for years to come. With a few easy and routine procedures you can keep your unit at peak performance and get the... Read more

    10 Tips for Connecting to Someone With Dementia

    Reprinted from Next Avenue® Talking with someone hindered by dementia can be difficult. Try these strategies. We aren’t born knowing how to communicate with a person with dementia — but we can learn. Improving your communication skills will help make caregiving less stressful and will likely improve the quality... Read more

    Mother’s Day – Financial Gifts for Your Adult Children

    Mother’s Day is almost here. If you’re a mother with grown children, you might receive flowers, candy, dinner invitations or some other type of pleasant recognition. However, you might find that you can get more enjoyment from the holiday by giving, rather than receiving. The longest-lasting gifts may be... Read more

    Hearing Loss: Types of Hearing Loss

    A number of conditions can exist that cause a disruption in the hearing process and lead to hearing loss. The two most common types of hearing loss are sensori-neural and conductive. Sensori-Neural Hearing Loss Sensori-Neural (or “nerve” hearing loss) results from damage to the hair cells, nerve fibers or... Read more